Lender in Washington · HMDA 2025
1st Security Bank of Washington mortgages in Washington
1st Security Bank of Washington's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
1st Security Bank of Washington originated 985 owner-occupied single-family loans in Washington from 1,032 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $8,790 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
985
of 1,032 applications
Denial rate
2.4%
Purchase · WA 5.9%
Rate spread
+0.12 pts
Conv. · WA +0.10 pts
Loan amount
$445,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 888 | 858 | 2.4% | 6.500% | +0.12 pts | $8,790 | $445,000 |
| Refinance | 101 | 88 | 9.9% | 6.125% | −0.06 pts | $6,920 | $485,000 |
| Cash-out refinance | 43 | 39 | 7.0% | 6.750% | +0.23 pts | $7,180 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where 1st Security Bank of Washington ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 2 | 104 | 8.6% |
| Benton County | 4 | 195 | 6.0% |
| Jefferson County | 5 | 18 | 5.3% |
| Grant County | 6 | 35 | 3.2% |
| Adams County | 6 | 10 | 5.8% |
| San Juan County | 11 | 2 | 1.5% |
| Kittitas County | 12 | 24 | 3.6% |
| Wahkiakum County | 14 | 1 | 1.7% |
| Yakima County | 15 | 35 | 1.6% |
| Grays Harbor County | 16 | 16 | 1.5% |
| Klickitat County | 17 | 3 | 1.4% |
| Columbia County | 17 | 1 | 1.8% |
| Skamania County | 21 | 2 | 1.3% |
| Kitsap County | 25 | 47 | 1.1% |
| Thurston County | 25 | 33 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology