Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Kentucky · HMDA 2025

54930002hd26g3ogzr79 mortgages in Kentucky

54930002hd26g3ogzr79's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.

54930002hd26g3ogzr79 originated 204 owner-occupied single-family loans in Kentucky from 277 completed applications.

Loans in KY
204
of 277 applications
Denial rate
9.4%
Purchase · KY 8.2%
Rate spread
—
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2121549.4%———$245,000
Refinance27213.7%———$185,000
Cash-out refinance382910.5%———$125,000

*Conventional loans only; medians with at least 20 loans.

Kentucky counties where 54930002hd26g3ogzr79 ranks in the top 25

CountyRankLoansMarket share
Marshall County18320.3%
Calloway County3329.3%
Livingston County346.0%
McCracken County4536.5%
Lyon County534.2%
Graves County6194.9%
Carlisle County1011.7%
Caldwell County1232.2%
Ballard County1911.2%
Marion County2110.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology