Lender in Nebraska · HMDA 2025
Access Bank mortgages in Nebraska
Access Bank's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Access Bank originated 387 owner-occupied single-family loans in Nebraska from 397 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $3,200 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.50% (Nebraska: 6.624%).
Loans in NE
387
of 397 applications
Denial rate
0.9%
Purchase · NE 5.9%
Rate spread
+0.04 pts
Conv. · NE +0.13 pts
Loan amount
$275,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 350 | 346 | 0.9% | 6.500% | +0.04 pts | $3,200 | $275,000 |
| Refinance | 30 | 28 | 6.7% | 6.125% | −0.05 pts | $2,510 | $265,000 |
| Cash-out refinance | 17 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Access Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Douglas County | 6 | 260 | 3.1% |
| Washington County | 7 | 9 | 2.7% |
| Pierce County | 11 | 1 | 1.8% |
| Johnson County | 12 | 1 | 2.3% |
| Sarpy County | 14 | 88 | 2.2% |
| Saunders County | 22 | 5 | 1.4% |
| Nemaha County | 24 | 1 | 1.5% |
| Jefferson County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology