Lender in Texas · HMDA 2025
Alliance Credit Union mortgages in Texas
Alliance Credit Union's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Alliance Credit Union originated 908 owner-occupied single-family loans in Texas from 908 completed applications.
Loans in TX
908
of 908 applications
Denial rate
0.0%
Purchase · TX 10.2%
Rate spread
−0.13 pts
Conv. · TX +0.09 pts
Loan amount
$225,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 837 | 837 | 0.0% | 6.250% | −0.13 pts | — | $225,000 |
| Refinance | 34 | 34 | 0.0% | 6.250% | −0.21 pts | — | $365,000 |
| Cash-out refinance | 37 | 37 | 0.0% | 6.625% | +0.29 pts | — | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Alliance Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lynn County | 1 | 9 | 13.4% |
| Bailey County | 1 | 4 | 13.8% |
| Randall County | 2 | 201 | 8.3% |
| Hockley County | 2 | 20 | 10.1% |
| Lubbock County | 3 | 498 | 11.4% |
| Terry County | 3 | 6 | 8.8% |
| Garza County | 3 | 2 | 12.5% |
| Carson County | 4 | 5 | 6.3% |
| Potter County | 5 | 45 | 4.7% |
| Howard County | 5 | 18 | 6.3% |
| Yoakum County | 5 | 4 | 8.2% |
| Lamb County | 6 | 4 | 5.1% |
| Sherman County | 6 | 2 | 6.7% |
| Hale County | 7 | 10 | 5.1% |
| Moore County | 7 | 9 | 4.2% |
| Parmer County | 9 | 2 | 4.8% |
| Gray County | 12 | 4 | 2.1% |
| Deaf Smith County | 16 | 2 | 1.6% |
| Gaines County | 17 | 4 | 1.5% |
| Tom Green County | 18 | 13 | 0.9% |
| Armstrong County | 20 | 1 | 3.5% |
| Crosby County | 20 | 1 | 3.2% |
| Scurry County | 22 | 2 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology