Lender in Florida · HMDA 2025
American Financing Corporation mortgages in Florida
American Financing Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
American Financing Corporation originated 208 owner-occupied single-family loans in Florida from 959 completed applications.
Its median conventional purchase loan costs were $7,750 versus $6,760 for all Florida lenders.
Loans in FL
208
of 959 applications
Denial rate
3.0%
Purchase · FL 12.8%
Rate spread
+0.16 pts
Conv. · FL +0.14 pts
Loan amount
$305,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 66 | 49 | 3.0% | — | +0.16 pts | $7,750 | $305,000 |
| Refinance | 274 | 14 | 90.9% | — | — | — | — |
| Cash-out refinance | 619 | 145 | 64.9% | 6.375% | +0.14 pts | $7,470 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where American Financing Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Okeechobee County | 14 | 5 | 1.5% |
| Calhoun County | 21 | 1 | 1.3% |
| Glades County | 23 | 1 | 1.1% |
| Taylor County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology