Lender in Texas · HMDA 2025
American Portfolio Mortgage Corporation mortgages in Texas
American Portfolio Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
American Portfolio Mortgage Corporation originated 1,984 owner-occupied single-family loans in Texas from 2,192 completed applications.
Its median conventional purchase loan costs were $7,550 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
1,984
of 2,192 applications
Denial rate
9.5%
Purchase · TX 10.2%
Rate spread
+0.38 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,008 | 1,817 | 9.5% | 6.750% | +0.38 pts | $7,550 | $295,000 |
| Refinance | 111 | 104 | 5.4% | 6.750% | +0.26 pts | $7,610 | $375,000 |
| Cash-out refinance | 73 | 63 | 13.7% | 6.990% | +0.67 pts | $8,560 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where American Portfolio Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallas County | 5 | 509 | 2.4% |
| Ward County | 5 | 4 | 4.2% |
| Fannin County | 7 | 12 | 2.5% |
| Andrews County | 7 | 8 | 3.4% |
| Kaufman County | 8 | 90 | 2.0% |
| Upton County | 8 | 1 | 5.3% |
| Starr County | 9 | 8 | 4.4% |
| Hall County | 9 | 1 | 4.0% |
| Grayson County | 10 | 56 | 2.1% |
| Freestone County | 11 | 3 | 1.9% |
| Hunt County | 12 | 31 | 1.7% |
| Henderson County | 12 | 12 | 1.3% |
| Hansford County | 12 | 1 | 2.7% |
| Val Verde County | 14 | 4 | 1.0% |
| Dallam County | 15 | 1 | 2.0% |
| Tarrant County | 16 | 338 | 1.4% |
| El Paso County | 17 | 151 | 1.5% |
| Rockwall County | 20 | 31 | 1.1% |
| Gaines County | 20 | 3 | 1.1% |
| Randall County | 21 | 25 | 1.0% |
| Titus County | 22 | 2 | 0.9% |
| Wise County | 23 | 13 | 0.8% |
| Anderson County | 25 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology