Lender in Tennessee · HMDA 2025
Ameris Bank mortgages in Tennessee
Ameris Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Ameris Bank originated 332 owner-occupied single-family loans in Tennessee from 346 completed applications.
Its median conventional purchase loan costs were $4,790 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
332
of 346 applications
Denial rate
3.1%
Purchase · TN 7.7%
Rate spread
+0.12 pts
Conv. · TN +0.11 pts
Loan amount
$365,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 317 | 306 | 3.1% | 6.625% | +0.12 pts | $4,790 | $365,000 |
| Refinance | 19 | 18 | — | — | — | — | — |
| Cash-out refinance | 10 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Ameris Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Moore County | 12 | 3 | 2.4% |
| Davidson County | 23 | 114 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology