Lender in Florida · HMDA 2025
Ameritrust Mortgage Corporation mortgages in Florida
Ameritrust Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Ameritrust Mortgage Corporation originated 285 owner-occupied single-family loans in Florida from 316 completed applications.
Its median conventional purchase loan costs were $11,920 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.99% (Florida: 6.625%).
Loans in FL
285
of 316 applications
Denial rate
6.8%
Purchase · FL 12.8%
Rate spread
+0.91 pts
Conv. · FL +0.14 pts
Loan amount
$355,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 279 | 257 | 6.8% | 6.990% | +0.91 pts | $11,920 | $355,000 |
| Refinance | 14 | 9 | — | — | — | — | — |
| Cash-out refinance | 23 | 19 | 17.4% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology