Lender in Tennessee · HMDA 2025
Ascend Federal Credit Union mortgages in Tennessee
Ascend Federal Credit Union's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Ascend Federal Credit Union originated 549 owner-occupied single-family loans in Tennessee from 634 completed applications.
Its median conventional purchase loan costs were $3,710 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
549
of 634 applications
Denial rate
7.4%
Purchase · TN 7.7%
Rate spread
−0.77 pts
Conv. · TN +0.11 pts
Loan amount
$345,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 323 | 299 | 7.4% | 6.625% | −0.77 pts | $3,710 | $345,000 |
| Refinance | 101 | 81 | 18.8% | — | −0.82 pts | $3,240 | $355,000 |
| Cash-out refinance | 210 | 169 | 19.5% | 6.625% | −0.34 pts | $2,770 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Ascend Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Moore County | 4 | 6 | 4.8% |
| Coffee County | 5 | 64 | 6.8% |
| Franklin County | 5 | 42 | 6.0% |
| Van Buren County | 5 | 3 | 3.7% |
| Cannon County | 6 | 10 | 4.5% |
| Bedford County | 9 | 27 | 3.2% |
| Lewis County | 9 | 4 | 1.9% |
| Warren County | 11 | 13 | 2.3% |
| DeKalb County | 13 | 5 | 1.4% |
| Rutherford County | 15 | 104 | 1.7% |
| Hickman County | 17 | 5 | 1.4% |
| Lincoln County | 18 | 6 | 1.1% |
| Hardin County | 18 | 3 | 0.9% |
| Overton County | 19 | 3 | 1.1% |
| Maury County | 21 | 29 | 1.2% |
| Humphreys County | 22 | 3 | 0.9% |
| Perry County | 22 | 1 | 1.4% |
| Marshall County | 24 | 9 | 1.1% |
| Williamson County | 25 | 45 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology