Lender in Georgia · HMDA 2025
Associated Credit Union mortgages in Georgia
Associated Credit Union's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Associated Credit Union originated 508 owner-occupied single-family loans in Georgia from 538 completed applications.
Its median conventional purchase loan costs were $8,280 versus $6,350 for all Georgia lenders.
Loans in GA
508
of 538 applications
Denial rate
4.3%
Purchase · GA 9.9%
Rate spread
−0.91 pts
Conv. · GA +0.13 pts
Loan amount
$405,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 352 | 336 | 4.3% | — | −0.91 pts | $8,280 | $405,000 |
| Refinance | 182 | 169 | 5.5% | — | −0.89 pts | $6,500 | $285,000 |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Associated Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crisp County | 20 | 1 | 0.9% |
| Dawson County | 23 | 6 | 0.7% |
| Burke County | 23 | 1 | 0.6% |
| Berrien County | 25 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology