Lender in West Virginia · HMDA 2025
Atlantic Coast Mortgage, LLC mortgages in West Virginia
Atlantic Coast Mortgage, LLC's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Atlantic Coast Mortgage, LLC originated 215 owner-occupied single-family loans in West Virginia from 243 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $5,600 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.49% (West Virginia: 6.624%).
Loans in WV
215
of 243 applications
Denial rate
5.0%
Purchase · WV 9.4%
Rate spread
+0.12 pts
Conv. · WV +0.16 pts
Loan amount
$325,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 238 | 212 | 5.0% | 6.490% | +0.12 pts | $5,600 | $325,000 |
| Refinance | 2 | 1 | — | — | — | — | — |
| Cash-out refinance | 3 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Atlantic Coast Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 4 | 112 | 6.3% |
| Berkeley County | 8 | 88 | 3.0% |
| Roane County | 13 | 1 | 1.3% |
| Hampshire County | 14 | 6 | 2.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology