Lender in Texas · HMDA 2025
Austin Bank, Texas, N.A. mortgages in Texas
Austin Bank, Texas, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Austin Bank, Texas, N.A. originated 302 owner-occupied single-family loans in Texas from 375 completed applications.
Its median conventional purchase loan costs were $4,860 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
302
of 375 applications
Denial rate
18.6%
Purchase · TX 10.2%
Rate spread
+0.76 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 301 | 244 | 18.6% | 6.500% | +0.76 pts | $4,860 | $285,000 |
| Refinance | 68 | 53 | 22.1% | — | +1.31 pts | $3,710 | $155,000 |
| Cash-out refinance | 6 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Austin Bank, Texas, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cherokee County | 1 | 48 | 11.6% |
| Shelby County | 5 | 4 | 3.5% |
| Smith County | 6 | 84 | 2.8% |
| Nacogdoches County | 6 | 23 | 5.3% |
| Anderson County | 6 | 13 | 4.0% |
| Knox County | 7 | 1 | 4.8% |
| Upshur County | 10 | 11 | 2.4% |
| Rains County | 10 | 4 | 2.8% |
| Gregg County | 11 | 23 | 1.8% |
| Angelina County | 11 | 15 | 2.3% |
| Van Zandt County | 11 | 11 | 1.6% |
| Trinity County | 11 | 2 | 1.8% |
| Rusk County | 13 | 8 | 1.6% |
| Harrison County | 14 | 8 | 1.3% |
| Panola County | 14 | 2 | 1.3% |
| Camp County | 15 | 3 | 2.3% |
| Sabine County | 17 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology