Lender in Hawaii · HMDA 2025
Bank of Hawaii mortgages in Hawaii
Bank of Hawaii's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.
Bank of Hawaii originated 646 owner-occupied single-family loans in Hawaii from 688 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $12,050 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.25% (Hawaii: 6.50%).
Loans in HI
646
of 688 applications
Denial rate
3.9%
Purchase · HI 10.1%
Rate spread
−0.01 pts
Conv. · HI +0.07 pts
Loan amount
$475,000
Purchase · HI $585,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 559 | 533 | 3.9% | 6.250% | −0.01 pts | $12,050 | $475,000 |
| Refinance | 70 | 63 | 10.0% | 6.000% | −0.04 pts | $14,370 | $725,000 |
| Cash-out refinance | 59 | 50 | 15.3% | — | −0.02 pts | $12,090 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
Hawaii counties where Bank of Hawaii ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Honolulu County | 2 | 550 | 7.6% |
| Maui County | 7 | 29 | 3.5% |
| Kauai County | 7 | 18 | 4.3% |
| Hawaii County | 8 | 49 | 2.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology