Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Iowa · HMDA 2025

Bankers Trust Company mortgages in Iowa

Bankers Trust Company's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.

Bankers Trust Company originated 370 owner-occupied single-family loans in Iowa from 392 completed applications.

Its median conventional purchase loan costs were $2,140 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 5.75% (Iowa: 6.375%).

Loans in IA
370
of 392 applications
Denial rate
2.9%
Purchase · IA 6.3%
Rate spread
−0.50 pts
Conv. · IA −0.05 pts
Loan amount
$255,000
Purchase · IA $215,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3503362.9%5.750%−0.50 pts$2,140$255,000
Refinance322615.6%—−0.60 pts$2,230$275,000
Cash-out refinance108—————

*Conventional loans only; medians with at least 20 loans.

Iowa counties where Bankers Trust Company ranks in the top 25

CountyRankLoansMarket share
Story County4515.1%
Polk County92212.8%
Dallas County14461.8%
Warren County21161.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology