Lender in Georgia · HMDA 2025
Banksouth Mortgage Company, LLC mortgages in Georgia
Banksouth Mortgage Company, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Banksouth Mortgage Company, LLC originated 1,720 owner-occupied single-family loans in Georgia from 1,801 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $8,090 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
1,720
of 1,801 applications
Denial rate
3.7%
Purchase · GA 9.9%
Rate spread
+0.10 pts
Conv. · GA +0.13 pts
Loan amount
$335,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,661 | 1,597 | 3.7% | 6.625% | +0.10 pts | $8,090 | $335,000 |
| Refinance | 102 | 93 | 7.8% | 6.500% | +0.03 pts | $6,320 | $405,000 |
| Cash-out refinance | 38 | 30 | 21.1% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Banksouth Mortgage Company, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 45.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greene County | 1 | 40 | 12.3% |
| Putnam County | 1 | 31 | 10.0% |
| Hancock County | 2 | 2 | 7.7% |
| Cook County | 3 | 11 | 7.8% |
| Rockdale County | 4 | 81 | 4.8% |
| Bartow County | 5 | 76 | 3.6% |
| Taliaferro County | 5 | 1 | 12.5% |
| Brooks County | 6 | 6 | 4.8% |
| Echols County | 6 | 1 | 11.1% |
| Berrien County | 7 | 6 | 3.3% |
| Lowndes County | 8 | 75 | 4.2% |
| Gordon County | 8 | 26 | 2.9% |
| Madison County | 8 | 8 | 2.2% |
| Lanier County | 8 | 7 | 3.9% |
| Clarke County | 10 | 20 | 2.1% |
| Morgan County | 11 | 7 | 2.2% |
| Washington County | 11 | 2 | 2.5% |
| Fulton County | 12 | 210 | 1.5% |
| Cobb County | 12 | 185 | 1.7% |
| Barrow County | 12 | 40 | 1.9% |
| Lumpkin County | 12 | 8 | 1.6% |
| Elbert County | 12 | 3 | 1.9% |
| DeKalb County | 14 | 116 | 1.3% |
| Chatham County | 14 | 70 | 1.5% |
| Carroll County | 14 | 41 | 2.1% |
| Oconee County | 14 | 11 | 1.7% |
| Effingham County | 15 | 20 | 1.4% |
| Bryan County | 15 | 18 | 1.5% |
| Cherokee County | 16 | 75 | 1.5% |
| Haralson County | 16 | 8 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology