Lender in Oregon · HMDA 2025
Banner Bank mortgages in Oregon
Banner Bank's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Banner Bank originated 267 owner-occupied single-family loans in Oregon from 352 completed applications.
Its median conventional purchase loan costs were $7,340 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.50% (Oregon: 6.625%).
Loans in OR
267
of 352 applications
Denial rate
20.8%
Purchase · OR 5.7%
Rate spread
+0.29 pts
Conv. · OR +0.12 pts
Loan amount
$365,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 288 | 227 | 20.8% | 6.500% | +0.29 pts | $7,340 | $365,000 |
| Refinance | 11 | 6 | — | — | — | — | — |
| Cash-out refinance | 53 | 34 | 34.0% | 6.500% | +0.20 pts | $5,210 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Banner Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baker County | 3 | 14 | 7.2% |
| Morrow County | 4 | 10 | 8.5% |
| Coos County | 5 | 33 | 4.8% |
| Union County | 5 | 12 | 4.3% |
| Umatilla County | 9 | 28 | 3.0% |
| Gilliam County | 14 | 1 | 5.9% |
| Douglas County | 17 | 18 | 1.6% |
| Lane County | 20 | 49 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology