Lender in Indiana · HMDA 2025
Beacon Credit Union mortgages in Indiana
Beacon Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Beacon Credit Union originated 215 owner-occupied single-family loans in Indiana from 275 completed applications.
Its median conventional purchase loan costs were $2,290 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
215
of 275 applications
Denial rate
5.2%
Purchase · IN 7.4%
Rate spread
+0.37 pts
Conv. · IN +0.24 pts
Loan amount
$175,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 134 | 116 | 5.2% | 6.625% | +0.37 pts | $2,290 | $175,000 |
| Refinance | 32 | 23 | 21.9% | — | −0.08 pts | $2,380 | $185,000 |
| Cash-out refinance | 109 | 76 | 22.9% | 7.000% | +0.31 pts | $2,480 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Beacon Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wabash County | 3 | 32 | 7.2% |
| Miami County | 4 | 25 | 6.6% |
| Cass County | 4 | 24 | 5.0% |
| Fulton County | 4 | 16 | 6.7% |
| Rush County | 4 | 16 | 6.3% |
| Washington County | 10 | 8 | 2.4% |
| DeKalb County | 17 | 11 | 1.4% |
| Marshall County | 17 | 6 | 1.2% |
| Kosciusko County | 18 | 14 | 1.3% |
| Huntington County | 18 | 8 | 1.5% |
| Grant County | 20 | 7 | 0.9% |
| Orange County | 23 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology