Lender in Minnesota · HMDA 2025
Blaze Credit Union mortgages in Minnesota
Blaze Credit Union's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Blaze Credit Union originated 617 owner-occupied single-family loans in Minnesota from 824 completed applications.
Its median conventional purchase loan costs were $3,020 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.50% (Minnesota: 6.625%).
Loans in MN
617
of 824 applications
Denial rate
3.5%
Purchase · MN 5.2%
Rate spread
−0.06 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 514 | 396 | 3.5% | 6.500% | −0.06 pts | $3,020 | $285,000 |
| Refinance | 104 | 78 | 11.5% | — | −0.23 pts | $2,280 | $275,000 |
| Cash-out refinance | 206 | 143 | 19.4% | — | −0.10 pts | $1,470 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Blaze Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kanabec County | 3 | 16 | 7.5% |
| Mille Lacs County | 5 | 20 | 4.5% |
| Pine County | 5 | 17 | 4.7% |
| Ramsey County | 9 | 131 | 2.3% |
| Waseca County | 13 | 4 | 1.9% |
| Sherburne County | 15 | 28 | 1.6% |
| Anoka County | 17 | 77 | 1.4% |
| Washington County | 19 | 64 | 1.4% |
| Marshall County | 24 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology