Lender in Arizona · HMDA 2025
BMO Bank, N.A. mortgages in Arizona
BMO Bank, N.A.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
BMO Bank, N.A. originated 227 owner-occupied single-family loans in Arizona from 291 completed applications.
Its median conventional purchase loan costs were $7,360 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
227
of 291 applications
Denial rate
17.6%
Purchase · AZ 8.2%
Rate spread
+0.06 pts
Conv. · AZ +0.11 pts
Loan amount
$715,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 244 | 201 | 17.6% | 6.625% | +0.06 pts | $7,360 | $715,000 |
| Refinance | 31 | 21 | 32.3% | — | — | — | $745,000 |
| Cash-out refinance | 16 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where BMO Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Apache County | 24 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology