Lender in Texas · HMDA 2025
Bokf, N.A. mortgages in Texas
Bokf, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Bokf, N.A. originated 565 owner-occupied single-family loans in Texas from 648 completed applications.
Its median conventional purchase loan costs were $8,010 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
565
of 648 applications
Denial rate
6.4%
Purchase · TX 10.2%
Rate spread
+0.21 pts
Conv. · TX +0.09 pts
Loan amount
$485,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 498 | 466 | 6.4% | 6.625% | +0.21 pts | $8,010 | $485,000 |
| Refinance | 69 | 52 | 18.8% | — | +0.16 pts | $5,510 | $595,000 |
| Cash-out refinance | 81 | 47 | 39.5% | 7.000% | +0.53 pts | $6,050 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Bokf, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cooke County | 22 | 5 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology