Lender in Georgia · HMDA 2025
BoxCar Mortgage, LLC mortgages in Georgia
BoxCar Mortgage, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
BoxCar Mortgage, LLC originated 1,107 owner-occupied single-family loans in Georgia from 1,164 completed applications.
Loans in GA
1,107
of 1,164 applications
Denial rate
1.0%
Purchase · GA 9.9%
Rate spread
+0.09 pts
Conv. · GA +0.13 pts
Loan amount
$385,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,035 | 985 | 1.0% | 6.500% | +0.09 pts | — | $385,000 |
| Refinance | 85 | 81 | 2.4% | 6.375% | −0.05 pts | — | $535,000 |
| Cash-out refinance | 44 | 41 | 2.3% | 6.625% | +0.22 pts | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where BoxCar Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeKalb County | 4 | 333 | 3.6% |
| Tift County | 4 | 18 | 5.0% |
| Toombs County | 4 | 7 | 5.3% |
| Worth County | 5 | 5 | 4.2% |
| Fulton County | 6 | 327 | 2.4% |
| Berrien County | 6 | 6 | 3.3% |
| Wilcox County | 6 | 2 | 7.7% |
| Webster County | 6 | 1 | 11.1% |
| Ben Hill County | 7 | 4 | 3.9% |
| Turner County | 8 | 2 | 4.3% |
| Lowndes County | 10 | 66 | 3.7% |
| Lanier County | 12 | 5 | 2.8% |
| Tattnall County | 12 | 3 | 1.7% |
| Emanuel County | 14 | 2 | 2.3% |
| Bulloch County | 20 | 9 | 1.1% |
| Brooks County | 20 | 2 | 1.6% |
| Cook County | 23 | 2 | 1.4% |
| Montgomery County | 24 | 1 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology