Lender in Massachusetts · HMDA 2025
Bristol County Savings Bank mortgages in Massachusetts
Bristol County Savings Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Bristol County Savings Bank originated 303 owner-occupied single-family loans in Massachusetts from 334 completed applications.
Its median conventional purchase loan costs were $4,370 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.375% (Massachusetts: 6.575%).
Loans in MA
303
of 334 applications
Denial rate
4.7%
Purchase · MA 6.3%
Rate spread
+0.18 pts
Conv. · MA +0.02 pts
Loan amount
$465,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 257 | 239 | 4.7% | 6.375% | +0.18 pts | $4,370 | $465,000 |
| Refinance | 33 | 28 | 12.1% | — | +0.10 pts | $3,650 | $425,000 |
| Cash-out refinance | 44 | 36 | 15.9% | — | +0.07 pts | $3,700 | $415,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Bristol County Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bristol County | 5 | 200 | 3.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology