Lender in Missouri · HMDA 2025
BTC Bank mortgages in Missouri
BTC Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
BTC Bank originated 268 owner-occupied single-family loans in Missouri from 300 completed applications.
Loans in MO
268
of 300 applications
Denial rate
10.0%
Purchase · MO 6.5%
Rate spread
—
Conv. · MO +0.24 pts
Loan amount
$145,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 158 | 10.0% | — | — | — | $145,000 |
| Refinance | 120 | 110 | 6.7% | — | — | — | $125,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where BTC Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Daviess County | 1 | 28 | 26.2% |
| Harrison County | 1 | 24 | 35.3% |
| Gentry County | 1 | 20 | 21.5% |
| Grundy County | 1 | 19 | 18.6% |
| Carroll County | 1 | 17 | 17.5% |
| DeKalb County | 1 | 14 | 12.0% |
| Worth County | 1 | 6 | 35.3% |
| Mercer County | 1 | 4 | 17.4% |
| Livingston County | 2 | 14 | 9.2% |
| Chariton County | 2 | 9 | 14.3% |
| Cooper County | 3 | 16 | 6.8% |
| Caldwell County | 3 | 13 | 8.6% |
| Howard County | 4 | 7 | 5.1% |
| Hickory County | 6 | 5 | 4.3% |
| Holt County | 6 | 2 | 4.9% |
| Pettis County | 8 | 20 | 3.3% |
| Dallas County | 8 | 8 | 3.7% |
| Clinton County | 12 | 9 | 2.1% |
| Sullivan County | 13 | 1 | 4.3% |
| Callaway County | 16 | 7 | 1.1% |
| Morgan County | 17 | 4 | 1.8% |
| Benton County | 25 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology