Lender in Illinois · HMDA 2025
Busey Bank mortgages in Illinois
Busey Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Busey Bank originated 565 owner-occupied single-family loans in Illinois from 648 completed applications.
Its median conventional purchase loan costs were $3,040 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
565
of 648 applications
Denial rate
10.6%
Purchase · IL 9.2%
Rate spread
+0.23 pts
Conv. · IL +0.27 pts
Loan amount
$195,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 548 | 488 | 10.6% | 6.750% | +0.23 pts | $3,040 | $195,000 |
| Refinance | 42 | 34 | 14.3% | — | +0.25 pts | $1,920 | $155,000 |
| Cash-out refinance | 58 | 43 | 25.9% | 6.750% | +0.34 pts | $2,050 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Busey Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Champaign County | 3 | 144 | 7.1% |
| Piatt County | 7 | 12 | 4.1% |
| Douglas County | 7 | 9 | 4.0% |
| Macon County | 8 | 48 | 3.8% |
| Ford County | 12 | 4 | 1.9% |
| McLean County | 13 | 40 | 1.8% |
| Madison County | 15 | 78 | 1.9% |
| Peoria County | 15 | 20 | 0.9% |
| Cumberland County | 16 | 1 | 1.7% |
| Jersey County | 17 | 4 | 1.3% |
| De Witt County | 18 | 3 | 1.5% |
| Tazewell County | 20 | 15 | 0.9% |
| Iroquois County | 20 | 3 | 1.2% |
| Stark County | 20 | 1 | 2.1% |
| Woodford County | 23 | 4 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology