Lender in California · HMDA 2025
Cake Mortgage Corp. mortgages in California
Cake Mortgage Corp.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Cake Mortgage Corp. originated 1,336 owner-occupied single-family loans in California from 1,424 completed applications.
Its median conventional purchase loan costs were $19,690 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.49% (California: 6.625%).
Loans in CA
1,336
of 1,424 applications
Denial rate
4.3%
Purchase · CA 8.9%
Rate spread
+1.10 pts
Conv. · CA +0.09 pts
Loan amount
$815,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 858 | 817 | 4.3% | 7.490% | +1.10 pts | $19,690 | $815,000 |
| Refinance | 244 | 226 | 7.0% | 6.990% | +0.60 pts | $15,230 | $1,095,000 |
| Cash-out refinance | 322 | 293 | 8.1% | 7.490% | +1.01 pts | $18,310 | $915,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Cake Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Los Angeles County | 10 | 1,001 | 1.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology