Lender in Massachusetts · HMDA 2025
Cambridge Savings Bank mortgages in Massachusetts
Cambridge Savings Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Cambridge Savings Bank originated 593 owner-occupied single-family loans in Massachusetts from 628 completed applications.
Its median conventional purchase loan costs were $4,460 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.25% (Massachusetts: 6.575%).
Loans in MA
593
of 628 applications
Denial rate
3.5%
Purchase · MA 6.3%
Rate spread
−0.16 pts
Conv. · MA +0.02 pts
Loan amount
$545,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 567 | 540 | 3.5% | 6.250% | −0.16 pts | $4,460 | $545,000 |
| Refinance | 42 | 36 | 11.9% | 6.490% | −0.06 pts | $3,870 | $665,000 |
| Cash-out refinance | 19 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Cambridge Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 6 | 193 | 3.6% |
| Middlesex County | 14 | 245 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology