Lender in Georgia · HMDA 2025
Capital City Home Loans, LLC mortgages in Georgia
Capital City Home Loans, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Capital City Home Loans, LLC originated 724 owner-occupied single-family loans in Georgia from 762 completed applications.
Its median conventional purchase loan costs were $5,940 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
724
of 762 applications
Denial rate
3.6%
Purchase · GA 9.9%
Rate spread
+0.22 pts
Conv. · GA +0.13 pts
Loan amount
$365,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 698 | 670 | 3.6% | 6.625% | +0.22 pts | $5,940 | $365,000 |
| Refinance | 35 | 29 | 17.1% | — | +0.10 pts | $5,650 | $405,000 |
| Cash-out refinance | 29 | 25 | 13.8% | — | +0.26 pts | $5,510 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Capital City Home Loans, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sumter County | 2 | 30 | 19.0% |
| Dooly County | 2 | 5 | 9.4% |
| Banks County | 3 | 19 | 6.6% |
| Schley County | 4 | 4 | 8.9% |
| Glynn County | 7 | 37 | 3.0% |
| Jasper County | 7 | 10 | 2.9% |
| Twiggs County | 7 | 2 | 4.9% |
| Crisp County | 9 | 4 | 3.6% |
| Stewart County | 9 | 1 | 5.3% |
| Greene County | 10 | 6 | 1.8% |
| Grady County | 10 | 5 | 3.2% |
| Seminole County | 10 | 2 | 2.7% |
| Lumpkin County | 11 | 8 | 1.6% |
| Brantley County | 12 | 2 | 1.7% |
| Taylor County | 13 | 1 | 2.5% |
| Jones County | 14 | 5 | 1.6% |
| Oglethorpe County | 14 | 3 | 1.4% |
| Walton County | 16 | 24 | 1.3% |
| Morgan County | 17 | 4 | 1.2% |
| Miller County | 17 | 1 | 1.9% |
| Turner County | 17 | 1 | 2.1% |
| Wilkinson County | 17 | 1 | 1.6% |
| Laurens County | 18 | 5 | 1.2% |
| Wayne County | 18 | 3 | 0.9% |
| Johnson County | 19 | 1 | 1.9% |
| Jackson County | 20 | 28 | 1.3% |
| McIntosh County | 20 | 3 | 1.5% |
| Gilmer County | 21 | 6 | 1.3% |
| Barrow County | 22 | 21 | 1.0% |
| Heard County | 22 | 2 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology