Lender in Wisconsin · HMDA 2025
Capital Credit Union mortgages in Wisconsin
Capital Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Capital Credit Union originated 719 owner-occupied single-family loans in Wisconsin from 939 completed applications.
Its median conventional purchase loan costs were $2,920 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.125% (Wisconsin: 6.625%).
Loans in WI
719
of 939 applications
Denial rate
5.5%
Purchase · WI 6.2%
Rate spread
−0.15 pts
Conv. · WI +0.12 pts
Loan amount
$265,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 580 | 485 | 5.5% | 6.125% | −0.15 pts | $2,920 | $265,000 |
| Refinance | 155 | 96 | 13.6% | — | −0.16 pts | $1,780 | $205,000 |
| Cash-out refinance | 204 | 138 | 11.8% | 5.875% | −0.07 pts | $1,810 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Capital Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brown County | 2 | 280 | 7.4% |
| Calumet County | 2 | 45 | 4.8% |
| Shawano County | 2 | 36 | 7.1% |
| Door County | 2 | 30 | 8.9% |
| Outagamie County | 3 | 162 | 5.1% |
| Oconto County | 4 | 30 | 5.2% |
| Kewaunee County | 7 | 17 | 5.6% |
| Winnebago County | 14 | 62 | 2.4% |
| Marinette County | 14 | 11 | 1.9% |
| Waupaca County | 17 | 10 | 1.3% |
| Florence County | 17 | 1 | 2.4% |
| Waushara County | 19 | 4 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology