Lender in Kansas · HMDA 2025
Capitol Federal Savings Bank mortgages in Kansas
Capitol Federal Savings Bank's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Capitol Federal Savings Bank originated 622 owner-occupied single-family loans in Kansas from 701 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $3,140 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.50% (Kansas: 6.625%).
Loans in KS
622
of 701 applications
Denial rate
4.6%
Purchase · KS 6.6%
Rate spread
−0.06 pts
Conv. · KS +0.18 pts
Loan amount
$305,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 560 | 515 | 4.6% | 6.500% | −0.06 pts | $3,140 | $305,000 |
| Refinance | 47 | 40 | 12.8% | — | −0.20 pts | $2,890 | $305,000 |
| Cash-out refinance | 94 | 67 | 25.5% | 6.500% | −0.10 pts | $2,790 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Capitol Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Johnson County | 7 | 289 | 2.9% |
| Shawnee County | 8 | 100 | 4.2% |
| Douglas County | 8 | 35 | 2.6% |
| Lyon County | 8 | 6 | 2.4% |
| Jefferson County | 13 | 6 | 1.9% |
| Osage County | 13 | 5 | 2.1% |
| Linn County | 14 | 2 | 1.9% |
| Clay County | 15 | 2 | 1.9% |
| Pottawatomie County | 16 | 7 | 1.6% |
| Miami County | 18 | 9 | 1.5% |
| Sedgwick County | 19 | 106 | 1.5% |
| Morris County | 19 | 1 | 1.5% |
| Nemaha County | 19 | 1 | 0.9% |
| Riley County | 20 | 8 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology