Lender in South Carolina · HMDA 2025
Carolina One Mortgage, LLC mortgages in South Carolina
Carolina One Mortgage, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Carolina One Mortgage, LLC originated 495 owner-occupied single-family loans in South Carolina from 512 completed applications.
Its median conventional purchase loan costs were $4,970 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
495
of 512 applications
Denial rate
1.9%
Purchase · SC 8.8%
Rate spread
+0.21 pts
Conv. · SC +0.12 pts
Loan amount
$315,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 462 | 450 | 1.9% | 6.625% | +0.21 pts | $4,970 | $315,000 |
| Refinance | 26 | 26 | 0.0% | — | — | — | $375,000 |
| Cash-out refinance | 24 | 19 | 20.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Carolina One Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Charleston County | 7 | 170 | 2.5% |
| Dorchester County | 7 | 107 | 2.7% |
| Berkeley County | 10 | 137 | 2.1% |
| Bamberg County | 12 | 2 | 3.1% |
| Orangeburg County | 17 | 10 | 1.4% |
| Dillon County | 17 | 2 | 1.4% |
| Clarendon County | 19 | 4 | 1.6% |
| Colleton County | 21 | 4 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology