Lender in Hawaii · HMDA 2025
Central Pacific Bank mortgages in Hawaii
Central Pacific Bank's 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.
Central Pacific Bank originated 298 owner-occupied single-family loans in Hawaii from 378 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $7,800 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.50% (Hawaii: 6.50%).
Loans in HI
298
of 378 applications
Denial rate
17.9%
Purchase · HI 10.1%
Rate spread
+0.02 pts
Conv. · HI +0.07 pts
Loan amount
$485,000
Purchase · HI $585,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 340 | 271 | 17.9% | 6.500% | +0.02 pts | $7,800 | $485,000 |
| Refinance | 23 | 18 | 21.7% | — | — | — | — |
| Cash-out refinance | 15 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Hawaii counties where Central Pacific Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Honolulu County | 9 | 256 | 3.6% |
| Maui County | 15 | 16 | 1.9% |
| Kauai County | 15 | 6 | 1.4% |
| Hawaii County | 18 | 20 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology