Lender in California · HMDA 2025
Champions Funding, LLC mortgages in California
Champions Funding, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Champions Funding, LLC originated 657 owner-occupied single-family loans in California from 972 completed applications.
Its median conventional purchase loan costs were $19,870 versus $7,920 for all California lenders, at a median 30-year fixed rate of 8.125% (California: 6.625%).
Loans in CA
657
of 972 applications
Denial rate
27.7%
Purchase · CA 8.9%
Rate spread
+1.97 pts
Conv. · CA +0.09 pts
Loan amount
$525,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 477 | 345 | 27.7% | 8.125% | +1.97 pts | $19,870 | $525,000 |
| Refinance | 114 | 61 | 46.5% | 7.750% | +1.20 pts | $16,150 | $575,000 |
| Cash-out refinance | 381 | 251 | 34.1% | 8.125% | +2.06 pts | $18,310 | $505,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Champions Funding, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sierra County | 14 | 1 | 4.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology