Lender in Texas · HMDA 2025
Chevron Federal Credit Union mortgages in Texas
Chevron Federal Credit Union's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Chevron Federal Credit Union originated 386 owner-occupied single-family loans in Texas from 406 completed applications.
Its median conventional purchase loan costs were $3,530 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.875% (Texas: 6.50%).
Loans in TX
386
of 406 applications
Denial rate
1.9%
Purchase · TX 10.2%
Rate spread
−0.51 pts
Conv. · TX +0.09 pts
Loan amount
$435,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 374 | 367 | 1.9% | 5.875% | −0.51 pts | $3,530 | $435,000 |
| Refinance | 13 | 8 | — | — | — | — | — |
| Cash-out refinance | 19 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Chevron Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gaines County | 25 | 3 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology