Lender in Texas · HMDA 2025
Citadel Servicing Corporation mortgages in Texas
Citadel Servicing Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Citadel Servicing Corporation originated 298 owner-occupied single-family loans in Texas from 453 completed applications.
Its median conventional purchase loan costs were $13,130 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 7.375% (Texas: 6.50%).
Loans in TX
298
of 453 applications
Denial rate
2.3%
Purchase · TX 10.2%
Rate spread
+0.96 pts
Conv. · TX +0.09 pts
Loan amount
$385,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 257 | 197 | 2.3% | 7.375% | +0.96 pts | $13,130 | $385,000 |
| Refinance | 55 | 24 | 10.9% | 7.375% | +1.10 pts | $10,430 | $365,000 |
| Cash-out refinance | 141 | 77 | 10.6% | 8.250% | +1.83 pts | $8,500 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology