Lender in West Virginia · HMDA 2025
City National Bank of West Virginia mortgages in West Virginia
City National Bank of West Virginia's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
City National Bank of West Virginia originated 689 owner-occupied single-family loans in West Virginia from 887 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $2,180 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.20% (West Virginia: 6.624%).
Loans in WV
689
of 887 applications
Denial rate
7.8%
Purchase · WV 9.4%
Rate spread
−0.03 pts
Conv. · WV +0.16 pts
Loan amount
$235,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 561 | 461 | 7.8% | 6.200% | −0.03 pts | $2,180 | $235,000 |
| Refinance | 326 | 228 | 25.8% | — | +0.36 pts | $200 | $95,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where City National Bank of West Virginia ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Raleigh County | 2 | 85 | 11.3% |
| Putnam County | 2 | 67 | 9.0% |
| Greenbrier County | 2 | 53 | 18.0% |
| Braxton County | 2 | 7 | 12.3% |
| Lincoln County | 2 | 7 | 9.7% |
| Kanawha County | 3 | 149 | 8.7% |
| Summers County | 3 | 6 | 8.6% |
| Pocahontas County | 4 | 3 | 6.7% |
| Cabell County | 5 | 57 | 6.7% |
| Wayne County | 6 | 16 | 5.9% |
| Fayette County | 6 | 13 | 5.1% |
| Boone County | 6 | 5 | 4.8% |
| Jackson County | 7 | 11 | 5.1% |
| Mason County | 7 | 8 | 4.8% |
| Mercer County | 8 | 15 | 3.7% |
| Harrison County | 9 | 25 | 4.1% |
| Wyoming County | 9 | 2 | 3.3% |
| Morgan County | 11 | 6 | 2.0% |
| Berkeley County | 13 | 66 | 2.3% |
| Marion County | 13 | 12 | 2.1% |
| Taylor County | 13 | 4 | 3.0% |
| Monroe County | 13 | 3 | 2.6% |
| Lewis County | 13 | 2 | 2.1% |
| Jefferson County | 14 | 29 | 1.6% |
| Hardy County | 16 | 2 | 1.5% |
| Monongalia County | 17 | 27 | 2.6% |
| Barbour County | 21 | 1 | 1.3% |
| Logan County | 24 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology