Lender in California · HMDA 2025
City National Bank mortgages in California
City National Bank's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
City National Bank originated 2,042 owner-occupied single-family loans in California from 2,405 completed applications.
Its median conventional purchase loan costs were $7,210 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.43% (California: 6.625%).
Loans in CA
2,042
of 2,405 applications
Denial rate
13.1%
Purchase · CA 8.9%
Rate spread
−0.25 pts
Conv. · CA +0.09 pts
Loan amount
$665,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,721 | 1,483 | 13.1% | 6.430% | −0.25 pts | $7,210 | $665,000 |
| Refinance | 585 | 487 | 15.0% | 5.985% | −0.38 pts | $4,570 | $1,195,000 |
| Cash-out refinance | 99 | 72 | 26.3% | — | −0.37 pts | $4,870 | $1,135,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where City National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Los Angeles County | 8 | 1,111 | 2.1% |
| Santa Clara County | 16 | 174 | 1.1% |
| Orange County | 23 | 182 | 0.9% |
| San Mateo County | 24 | 47 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology