Lender in Florida · HMDA 2025
Clearedge Lending LLC mortgages in Florida
Clearedge Lending LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Clearedge Lending LLC originated 244 owner-occupied single-family loans in Florida from 353 completed applications.
Its median conventional purchase loan costs were $17,610 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.125% (Florida: 6.625%).
Loans in FL
244
of 353 applications
Denial rate
25.1%
Purchase · FL 12.8%
Rate spread
+0.83 pts
Conv. · FL +0.14 pts
Loan amount
$525,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 239 | 177 | 25.1% | 7.125% | +0.83 pts | $17,610 | $525,000 |
| Refinance | 30 | 14 | 50.0% | — | — | — | — |
| Cash-out refinance | 84 | 53 | 35.7% | 7.625% | +1.27 pts | $21,430 | $605,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Clearedge Lending LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 18 | 6 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology