Lender in Florida · HMDA 2025
Coastal Loans, LLC mortgages in Florida
Coastal Loans, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Coastal Loans, LLC originated 790 owner-occupied single-family loans in Florida from 852 completed applications.
Its median conventional purchase loan costs were $6,530 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 5.875% (Florida: 6.625%).
Loans in FL
790
of 852 applications
Denial rate
6.1%
Purchase · FL 12.8%
Rate spread
−0.26 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 850 | 788 | 6.1% | 5.875% | −0.26 pts | $6,530 | $315,000 |
| Refinance | 2 | 2 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Coastal Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Okeechobee County | 3 | 25 | 7.2% |
| Glades County | 3 | 7 | 7.7% |
| Flagler County | 5 | 86 | 3.0% |
| St. Lucie County | 9 | 125 | 1.8% |
| Santa Rosa County | 12 | 72 | 1.7% |
| Citrus County | 17 | 39 | 1.3% |
| Brevard County | 21 | 122 | 1.1% |
| Indian River County | 22 | 28 | 1.1% |
| Walton County | 22 | 15 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology