Lender in Iowa · HMDA 2025
Collins Community Credit Union mortgages in Iowa
Collins Community Credit Union's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Collins Community Credit Union originated 344 owner-occupied single-family loans in Iowa from 392 completed applications.
Its median conventional purchase loan costs were $2,320 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.125% (Iowa: 6.375%).
Loans in IA
344
of 392 applications
Denial rate
5.3%
Purchase · IA 6.3%
Rate spread
−0.16 pts
Conv. · IA −0.05 pts
Loan amount
$185,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 264 | 248 | 5.3% | 6.125% | −0.16 pts | $2,320 | $185,000 |
| Refinance | 67 | 52 | 22.4% | 6.125% | −0.19 pts | $2,050 | $205,000 |
| Cash-out refinance | 61 | 44 | 27.9% | 6.750% | +0.18 pts | $2,220 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Collins Community Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Linn County | 3 | 218 | 5.8% |
| Johnson County | 9 | 20 | 0.9% |
| Cedar County | 9 | 6 | 2.0% |
| Benton County | 10 | 15 | 3.4% |
| Dubuque County | 14 | 15 | 1.2% |
| Jones County | 14 | 5 | 2.1% |
| Washington County | 16 | 2 | 0.6% |
| Black Hawk County | 18 | 11 | 0.6% |
| Iowa County | 18 | 2 | 0.8% |
| Keokuk County | 18 | 1 | 1.0% |
| Winneshiek County | 18 | 1 | 0.9% |
| Delaware County | 21 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology