Lender in Texas · HMDA 2025
Commercial Bank of Texas, N.A. mortgages in Texas
Commercial Bank of Texas, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Commercial Bank of Texas, N.A. originated 248 owner-occupied single-family loans in Texas from 322 completed applications.
Its median conventional purchase loan costs were $4,340 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
248
of 322 applications
Denial rate
2.0%
Purchase · TX 10.2%
Rate spread
+0.38 pts
Conv. · TX +0.09 pts
Loan amount
$265,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 253 | 206 | 2.0% | 6.750% | +0.38 pts | $4,340 | $265,000 |
| Refinance | 18 | 12 | — | — | — | — | — |
| Cash-out refinance | 51 | 30 | 19.6% | — | +1.01 pts | $3,690 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Commercial Bank of Texas, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Angelina County | 1 | 75 | 11.5% |
| Nacogdoches County | 1 | 64 | 14.6% |
| Anderson County | 2 | 27 | 8.2% |
| Rains County | 7 | 6 | 4.2% |
| Trinity County | 7 | 3 | 2.7% |
| Houston County | 8 | 4 | 3.3% |
| Palo Pinto County | 9 | 8 | 2.8% |
| Shackelford County | 9 | 1 | 5.3% |
| San Augustine County | 21 | 1 | 2.6% |
| Stephens County | 21 | 1 | 1.5% |
| Rusk County | 22 | 5 | 1.0% |
| Polk County | 24 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology