Lender in Iowa · HMDA 2025
Community 1st Credit Union mortgages in Iowa
Community 1st Credit Union's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Community 1st Credit Union originated 619 owner-occupied single-family loans in Iowa from 787 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $2,480 versus $2,380 for all Iowa lenders.
Loans in IA
619
of 787 applications
Denial rate
2.7%
Purchase · IA 6.3%
Rate spread
+0.62 pts
Conv. · IA −0.05 pts
Loan amount
$115,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 219 | 211 | 2.7% | — | +0.62 pts | $2,480 | $115,000 |
| Refinance | 567 | 408 | 27.2% | — | +0.34 pts | $0 | $55,000 |
| Cash-out refinance | 1 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Community 1st Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wapello County | 1 | 135 | 34.7% |
| Mahaska County | 1 | 41 | 15.1% |
| Lucas County | 1 | 36 | 25.5% |
| Appanoose County | 1 | 35 | 28.2% |
| Monroe County | 1 | 29 | 37.7% |
| Davis County | 1 | 23 | 31.9% |
| Henry County | 1 | 21 | 11.6% |
| Wayne County | 1 | 18 | 25.7% |
| Keokuk County | 1 | 12 | 11.9% |
| Clarke County | 1 | 10 | 7.5% |
| Van Buren County | 1 | 9 | 31.0% |
| Jefferson County | 2 | 33 | 19.3% |
| Marion County | 2 | 33 | 7.3% |
| Cass County | 2 | 20 | 11.4% |
| Union County | 2 | 14 | 10.6% |
| Poweshiek County | 3 | 15 | 6.2% |
| Ringgold County | 3 | 4 | 8.0% |
| Audubon County | 6 | 5 | 6.4% |
| Washington County | 7 | 9 | 2.6% |
| Page County | 7 | 5 | 2.7% |
| Decatur County | 7 | 4 | 5.0% |
| Taylor County | 7 | 2 | 4.1% |
| Iowa County | 11 | 5 | 2.1% |
| Shelby County | 12 | 4 | 2.6% |
| Warren County | 16 | 24 | 1.9% |
| Jasper County | 16 | 11 | 1.7% |
| Fremont County | 17 | 2 | 2.3% |
| Des Moines County | 20 | 4 | 1.2% |
| Grundy County | 22 | 2 | 1.0% |
| Adams County | 25 | 1 | 2.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology