Lender in Illinois · HMDA 2025
Community Banc Mortgage Corporation mortgages in Illinois
Community Banc Mortgage Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Community Banc Mortgage Corporation originated 218 owner-occupied single-family loans in Illinois from 245 completed applications.
Its median conventional purchase loan costs were $2,790 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
218
of 245 applications
Denial rate
8.3%
Purchase · IL 9.2%
Rate spread
+0.29 pts
Conv. · IL +0.27 pts
Loan amount
$115,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 216 | 197 | 8.3% | 6.625% | +0.29 pts | $2,790 | $115,000 |
| Refinance | 14 | 9 | — | — | — | — | — |
| Cash-out refinance | 15 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Community Banc Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clay County | 2 | 12 | 14.6% |
| Stark County | 2 | 6 | 12.5% |
| Wabash County | 3 | 8 | 10.1% |
| Bureau County | 4 | 26 | 8.3% |
| Wayne County | 4 | 4 | 4.6% |
| Randolph County | 6 | 11 | 4.2% |
| Coles County | 8 | 8 | 2.2% |
| Moultrie County | 8 | 5 | 3.5% |
| Henry County | 9 | 20 | 3.0% |
| Franklin County | 9 | 9 | 2.6% |
| Massac County | 9 | 3 | 2.1% |
| Shelby County | 9 | 3 | 2.0% |
| Jackson County | 10 | 9 | 2.7% |
| Perry County | 10 | 3 | 2.5% |
| Effingham County | 11 | 6 | 2.1% |
| Pope County | 11 | 1 | 3.1% |
| Knox County | 12 | 11 | 2.2% |
| Cumberland County | 12 | 1 | 1.7% |
| Scott County | 12 | 1 | 3.1% |
| Mason County | 14 | 3 | 1.8% |
| Douglas County | 15 | 4 | 1.8% |
| Fayette County | 15 | 2 | 1.3% |
| Lee County | 16 | 4 | 1.4% |
| De Witt County | 16 | 3 | 1.5% |
| Cass County | 17 | 1 | 1.1% |
| Ogle County | 20 | 8 | 1.2% |
| Montgomery County | 22 | 3 | 1.3% |
| Johnson County | 22 | 1 | 1.2% |
| Morgan County | 23 | 2 | 0.8% |
| Marshall County | 24 | 2 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology