Lender in Pennsylvania · HMDA 2025
Community Bank, N.A. mortgages in Pennsylvania
Community Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Community Bank, N.A. originated 205 owner-occupied single-family loans in Pennsylvania from 243 completed applications.
Its median conventional purchase loan costs were $40 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 7.625% (Pennsylvania: 6.625%).
Loans in PA
205
of 243 applications
Denial rate
12.2%
Purchase · PA 6.7%
Rate spread
+0.95 pts
Conv. · PA +0.17 pts
Loan amount
$185,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 158 | 12.2% | 7.625% | +0.95 pts | $40 | $185,000 |
| Refinance | 62 | 47 | 22.6% | — | +0.95 pts | $0 | $115,000 |
| Cash-out refinance | 1 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Community Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Susquehanna County | 4 | 17 | 5.0% |
| Luzerne County | 7 | 89 | 2.7% |
| Lackawanna County | 10 | 44 | 2.2% |
| Wyoming County | 10 | 7 | 3.3% |
| Bradford County | 17 | 5 | 1.0% |
| McKean County | 17 | 2 | 0.9% |
| Tioga County | 19 | 3 | 0.9% |
| Potter County | 19 | 1 | 0.8% |
| Schuylkill County | 23 | 13 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology