Lender in Iowa · HMDA 2025
Community Choice Credit Union mortgages in Iowa
Community Choice Credit Union's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Community Choice Credit Union originated 785 owner-occupied single-family loans in Iowa from 807 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $2,410 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.375% (Iowa: 6.375%).
Loans in IA
785
of 807 applications
Denial rate
1.4%
Purchase · IA 6.3%
Rate spread
−0.15 pts
Conv. · IA −0.05 pts
Loan amount
$275,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 648 | 639 | 1.4% | 6.375% | −0.15 pts | $2,410 | $275,000 |
| Refinance | 131 | 123 | 6.1% | 6.000% | −0.26 pts | $2,480 | $315,000 |
| Cash-out refinance | 28 | 23 | 17.9% | — | +0.07 pts | $2,440 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Community Choice Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 2 | 88 | 7.1% |
| Polk County | 3 | 451 | 5.6% |
| Guthrie County | 3 | 8 | 4.7% |
| Dallas County | 4 | 121 | 4.8% |
| Madison County | 4 | 15 | 4.9% |
| Marion County | 6 | 15 | 3.3% |
| Story County | 9 | 34 | 3.4% |
| Jasper County | 10 | 20 | 3.1% |
| Hamilton County | 10 | 3 | 2.1% |
| Pocahontas County | 14 | 1 | 1.3% |
| Boone County | 15 | 8 | 1.9% |
| Calhoun County | 17 | 1 | 1.2% |
| Cass County | 18 | 2 | 1.1% |
| Appanoose County | 19 | 1 | 0.8% |
| Jefferson County | 20 | 1 | 0.6% |
| Hardin County | 22 | 2 | 1.1% |
| Carroll County | 23 | 1 | 0.5% |
| Greene County | 24 | 1 | 1.0% |
| Marshall County | 25 | 4 | 1.0% |
| Grundy County | 25 | 1 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology