Lender in Wisconsin · HMDA 2025
Community First mortgages in Wisconsin
Community First's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Community First originated 1,487 owner-occupied single-family loans in Wisconsin from 1,601 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $2,660 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.25% (Wisconsin: 6.625%).
Loans in WI
1,487
of 1,601 applications
Denial rate
4.5%
Purchase · WI 6.2%
Rate spread
−0.26 pts
Conv. · WI +0.12 pts
Loan amount
$245,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 757 | 723 | 4.5% | 6.250% | −0.26 pts | $2,660 | $245,000 |
| Refinance | 424 | 392 | 7.5% | 6.000% | −0.49 pts | $480 | $125,000 |
| Cash-out refinance | 420 | 372 | 11.4% | 6.125% | −0.48 pts | $480 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Community First ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Outagamie County | 1 | 491 | 15.3% |
| Winnebago County | 1 | 381 | 14.8% |
| Calumet County | 1 | 118 | 12.7% |
| Waupaca County | 1 | 113 | 14.7% |
| Manitowoc County | 3 | 85 | 7.1% |
| Waushara County | 3 | 26 | 7.7% |
| Menominee County | 4 | 1 | 6.3% |
| Shawano County | 6 | 21 | 4.1% |
| Brown County | 7 | 166 | 4.4% |
| Green Lake County | 10 | 6 | 2.2% |
| Fond du Lac County | 15 | 27 | 1.8% |
| Kewaunee County | 15 | 5 | 1.6% |
| Portage County | 16 | 11 | 1.5% |
| Oconto County | 18 | 9 | 1.6% |
| Vilas County | 24 | 2 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology