Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Tennessee · HMDA 2025

Community Mortgage Corporation mortgages in Tennessee

Community Mortgage Corporation's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.

Community Mortgage Corporation originated 782 owner-occupied single-family loans in Tennessee from 805 completed applications.

Its median conventional purchase loan costs were $4,910 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.624% (Tennessee: 6.624%).

Loans in TN
782
of 805 applications
Denial rate
3.0%
Purchase · TN 7.7%
Rate spread
+0.11 pts
Conv. · TN +0.11 pts
Loan amount
$295,000
Purchase · TN $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase7617383.0%6.624%+0.11 pts$4,910$295,000
Refinance30300.0%6.375%−0.02 pts$4,300$355,000
Cash-out refinance1414—————

*Conventional loans only; medians with at least 20 loans.

Tennessee counties where Community Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Shelby County35356.4%
Fayette County4445.2%
Tipton County5444.9%
Haywood County1621.3%
Lake County1712.0%
McMinn County2181.0%
Hardeman County2221.1%
Humphreys County2330.9%
Smith County2430.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology