Lender in Kansas · HMDA 2025
Community National Bank & Trust mortgages in Kansas
Community National Bank & Trust's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Community National Bank & Trust originated 247 owner-occupied single-family loans in Kansas from 273 completed applications.
Its median conventional purchase loan costs were $3,140 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.75% (Kansas: 6.625%).
Loans in KS
247
of 273 applications
Denial rate
6.3%
Purchase · KS 6.6%
Rate spread
+0.55 pts
Conv. · KS +0.18 pts
Loan amount
$155,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 223 | 205 | 6.3% | 6.750% | +0.55 pts | $3,140 | $155,000 |
| Refinance | 13 | 11 | — | — | — | — | — |
| Cash-out refinance | 37 | 31 | 13.5% | — | +1.08 pts | $1,550 | $85,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Community National Bank & Trust ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cowley County | 1 | 32 | 10.1% |
| Neosho County | 1 | 25 | 18.4% |
| Allen County | 1 | 22 | 22.9% |
| Wilson County | 1 | 13 | 17.6% |
| Montgomery County | 3 | 26 | 11.2% |
| Crawford County | 4 | 25 | 6.9% |
| Woodson County | 4 | 2 | 11.8% |
| Labette County | 5 | 11 | 6.0% |
| Greenwood County | 8 | 2 | 5.1% |
| Butler County | 10 | 32 | 2.9% |
| Marion County | 11 | 3 | 2.5% |
| Anderson County | 11 | 2 | 2.5% |
| Chautauqua County | 13 | 1 | 5.3% |
| Stafford County | 14 | 1 | 4.5% |
| Russell County | 16 | 1 | 2.3% |
| Lyon County | 18 | 3 | 1.2% |
| Cherokee County | 21 | 2 | 0.9% |
| Harvey County | 23 | 5 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology