Lender in Missouri · HMDA 2025
Communityamerica Credit Union mortgages in Missouri
Communityamerica Credit Union's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Communityamerica Credit Union originated 1,555 owner-occupied single-family loans in Missouri from 1,653 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $3,100 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
1,555
of 1,653 applications
Denial rate
1.8%
Purchase · MO 6.5%
Rate spread
+0.24 pts
Conv. · MO +0.24 pts
Loan amount
$285,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,281 | 1,257 | 1.8% | 6.625% | +0.24 pts | $3,100 | $285,000 |
| Refinance | 141 | 125 | 9.9% | 6.375% | −0.01 pts | $3,150 | $265,000 |
| Cash-out refinance | 231 | 173 | 25.1% | 6.875% | +0.38 pts | $3,000 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Communityamerica Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 1 | 679 | 6.4% |
| Clay County | 1 | 436 | 9.3% |
| Platte County | 1 | 160 | 8.7% |
| Clinton County | 1 | 25 | 5.9% |
| Cass County | 5 | 105 | 4.8% |
| Ray County | 7 | 13 | 3.3% |
| Lafayette County | 10 | 15 | 2.6% |
| Livingston County | 11 | 3 | 2.0% |
| Grundy County | 11 | 2 | 2.0% |
| DeKalb County | 13 | 2 | 1.7% |
| Johnson County | 17 | 16 | 1.5% |
| Buchanan County | 17 | 15 | 1.2% |
| Daviess County | 18 | 1 | 0.9% |
| Caldwell County | 19 | 2 | 1.3% |
| Hickory County | 19 | 1 | 0.9% |
| Madison County | 24 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology