Lender in Illinois · HMDA 2025
Consumer Real Estate Finance Co. mortgages in Illinois
Consumer Real Estate Finance Co.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Consumer Real Estate Finance Co. originated 217 owner-occupied single-family loans in Illinois from 294 completed applications.
Its median conventional purchase loan costs were $6,260 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
217
of 294 applications
Denial rate
26.0%
Purchase · IL 9.2%
Rate spread
+0.50 pts
Conv. · IL +0.27 pts
Loan amount
$265,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 285 | 211 | 26.0% | 6.625% | +0.50 pts | $6,260 | $265,000 |
| Refinance | 9 | 6 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Consumer Real Estate Finance Co. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McDonough County | 16 | 2 | 0.9% |
| Lawrence County | 23 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology