Lender in Illinois · HMDA 2025
Consumers Cooperative Credit Union mortgages in Illinois
Consumers Cooperative Credit Union's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Consumers Cooperative Credit Union originated 304 owner-occupied single-family loans in Illinois from 367 completed applications.
Its median conventional purchase loan costs were $5,560 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
304
of 367 applications
Denial rate
9.7%
Purchase · IL 9.2%
Rate spread
−0.01 pts
Conv. · IL +0.27 pts
Loan amount
$255,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 227 | 196 | 9.7% | 6.500% | −0.01 pts | $5,560 | $255,000 |
| Refinance | 55 | 47 | 7.3% | — | −0.26 pts | $2,490 | $235,000 |
| Cash-out refinance | 85 | 61 | 18.8% | — | −0.29 pts | $2,460 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Consumers Cooperative Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 17 | 115 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology